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(p. 135) 6. Mortgages 

(p. 135) 6. Mortgages
Chapter:
(p. 135) 6. Mortgages
Author(s):

Elizabeth Cooke

DOI:
10.1093/he/9780199653232.003.0006
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date: 09 July 2020

Celebrated for their conceptual clarity, titles in the Clarendon Law Series offer concise, accessible overviews of major fields of law and legal thought. A mortgage is what is given in exchange for the loan. It is a property right, given to the building society or other lender, which makes the house owner liable and available to pay a loan used for the purchase of land. There are different kinds of mortgage, depending upon their purpose and the way they are repaid. These include acquisition mortgage, post-acquisition mortgage, repayment mortgage, and interest-only mortgage. This chapter discusses the mechanics of mortgages; rights, remedies, and protections in the mortgage relationship; third parties and the protection of mortgagees; and joint mortgagors and the problem of pressure.

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